The BBB’s SALT Cap & What it Means for Taxpayers
For those of us in the Golden State, we know there’s a cost to living in paradise: the California state tax rate. Having the highest tax rate in the nation isn’t exactly something to brag about, but it does mean we’re no strangers to savvy tax planning, especially as it relates to retirement planning. And […]
6 Wealth-Building Habits I’ve Learned from 30 Years of Working with High-Net-Worth Clients
As a certified financial planner with over three decades of experience, I’ve had the privilege of working closely with high-net-worth individuals and business owners across various industries. My clients include medical professionals, attorneys, entrepreneurs, and other successful individuals who’ve mastered the art of growing their businesses, reducing their taxes, and managing their wealth effectively. Through […]
The Great Rotation: A Compelling Case for Global Investing
For more than a decade, U.S.-based stocks have largely dominated the stock market and outperformed their international counterparts. But history tells us that this power dynamic doesn’t last forever, and in recent months, we’ve started to experience a shift which we’ve dubbed “the great rotation.” After a period of U.S. dominated markets, international stocks may […]
For The Win: Maximizing Your Opportunity and Savvy Tax Planning
While investors often associate wealth management with growth strategies, there’s another important piece to the equation—protecting the earnings you’ve worked so hard to grow. Taxes are an inevitability, but that doesn’t mean you should pay more than you have to. California residents, especially, are hit with some of the highest taxes in the country—making it […]
Top 5 Benefits of Working With a Financial Advisor
Some things are just too difficult or stressful to do on our own. Sometimes, what we need is a little boost or a jumpstart to get started on work that will ultimately improve our lives over the long term. It just takes the right motivation to energize ourselves, which is why it pays off when […]
Avoid These Equity Comp Pitfalls at Tax Time
Equity compensation is a powerful tool for building wealth, especially if you’re an early employee of a successful company. When managed effectively, your equity comp has the power to fast-track your financial goals and help you acquire significant growth. And whether you love surprises or can’t stand them, there’s one thing everyone can agree on—surprises […]
Equity Comp Resolutions: What You Should Prioritize This Year
As the New Year begins, many make resolutions to improve their health, relationships, or careers. But what about our financial goals? Financial goals are important, too. If you have equity compensation, setting clear resolutions (or, better yet, goals) for the year ahead can be just as impactful. While making decisions around your equity compensation might […]
Creating Passive Income Streams Aligned with Your Mission
“Income” is typically associated with a salary or wages—you exchange your time, services, or goods for money. This is called “active” income. It requires effort on your behalf, which means it’s inherently limited to how much you can produce and what the market deems a fair price. However, there is another form of income that […]
Open Enrollment: Medicare and Employer-Provided Benefit Revie
It’s open enrollment season! Whether you’re covered by Medicare, or an employer plan, this is an important time to review your benefits and make any changes for the coming year. Medicare: Starting in 2025, out-of-pocket prescription drug costs are capped at $2,000, and the copay for insulin is capped at $35. This is great news! […]
Navigating Election Uncertainty: How to Stay True to Your Financial Mission
As the 2024 election looms, the future feels uncertain—but your financial mission doesn’t have to be. While election years often bring a wave of market anxiety, the key to navigating this turbulence is understanding how to stay focused on your long-term goals. Elections can stir market volatility and investor sentiment, often leading to reactive and […]