The Retirement Game
A Not-So Trivial Pursuit
At Mission Street Wealth Planning, retirement planning isn’t just about accumulating money. It’s about creating a life worth retiring to. That’s why we’ve developed “The Retirement Game,” a comprehensive approach beyond traditional financial planning to help you build wealth and a meaningful future.
Why Play The Retirement Game?
To create an income that will buy everything you need for as long as you live, while ensuring you know exactly what kind of life you’re building.
Here’s how to play.
The Retirement Bill of Rights
Learning the Rules of The Game
Every person deserves a retirement built on solid ground. Our Retirement Bill of Rights ensures you have the foundation to transform your golden years from uncertainty into your life’s greatest adventure.
1. The Right Mindset
A Mindset is how you look at things, and your relationship with the future shapes everything. We help you cultivate the mental framework that turns retirement planning from a source of anxiety into a journey of confidence.
Faith in the Future
"I can't know how things will turn out all right. I just know that things will turn out all right."
This isn't blind optimism, it's informed confidence based on historical evidence and sound planning principles.
Patience
"I can't know when it will turn out all right. I just know that it's going to turn out all right."
Markets fluctuate, life throws curveballs, but patient investors who stick to proven strategies consistently come out ahead.
Discipline
"I don't care what's working now. I care about what's always worked…and will keep doing what's always worked."
While others chase the latest trends, we focus on time-tested principles that have built wealth for generations.
2. The Right Beliefs
Beliefs are the things you look to for guidance. Your financial success depends on embracing beliefs supported by decades of evidence.
Markets work
Despite short-term volatility, global markets reward patient investors over time.
Money is purchasing power, not units of currency
We focus on what your money can buy, not just how many dollars you have.
Equities preserve and protect buying power
While bonds and cash feel safe, they often lose purchasing power to inflation.
Asset selection and market timing are expensive and ineffective
Instead of chasing winners, we build diversified portfolios.
Diversification is your friend
Global asset allocation reduces risk while maintaining growth potential.
Minimize costs and taxes
Every dollar saved in fees and taxes is a dollar that can be used for your future.
3. The Right Actions
Actions are what you do. We help you implement specific strategies that turn retirement dreams into reality.
Implementing Goal Setting That Works
We create specific, measurable, achievable, relevant, time-bound goals that give your retirement planning clear direction and purpose.
Following an Investment Policy Statement
Your personalized roadmap keeps you focused on long-term success, even when turbulent markets or emotions run high.
Adopting the PAYDAY Principle
"Part of All Your Dollars Are Yours." Through disciplined, systematic, goal-focused savings, we help you pay yourself first and build wealth consistently over time.
Leaning on Your Expert Team
Retirement planning is too important to go it alone. We coordinate with your complete team of professionals:
- Certified Financial Planner® (that’s us!)
- CPA or Enrolled Agent for tax strategy
- Estate Planning Attorney for legacy protection
- Insurance Professionals for risk management
- Additional specialists, as your unique situation requires
Your Game Strategy:
Planning That Reflects Your Mission
The Retirement Game answers not just “How much?” but “What for?” and “What happens next?” Our estate planning process addresses the questions that matter most:
- Who will take care of you and your finances when you can’t?
- Who will care for those you’re responsible for if you can’t?
- Who gets what when you’re gone?
- How do you want them to get it?
- Who do you want to be responsible for managing the process?
Avoiding Foul Play:
Protecting Your Peace of Mind
The biggest threats to a successful retirement aren’t market crashes – they’re the daily distractions that derail your focus and steal your joy.
What to Avoid:
The weapons of mass distraction
Media noise that creates fear without providing value.
The merchants of outrage and anxiety
Those who profit from keeping you worried and reactive.
The culture of grievance
Negative thinking patterns that drain energy and hope.
What to Actively Seek:
Know what you’re retiring TO, not just what you’re retiring FROM
The most successful retirees don’t just leave work. Instead, they move toward something meaningful.
Family and Friends
Deeper relationships and precious time with those you love.
Community and Service
Contributing your experience and wisdom to causes you care about.
Mentorship
Sharing your knowledge and helping others grow.
Life's Simple Pleasures
Sunsets, travel, tee times, and all the moments you've been too busy to enjoy fully.
Ready to Play Your Retirement Game?
The retirement game isn’t trivial; it’s the most crucial financial game you’ll ever play. But with the right mindset, beliefs, and actions, you can win confidently.
Join Mission Street Wealth Planning and discover how to build not just a retirement fund, but a retirement future that reflects your heart, serves your mission, and brings you joy.
Contact us today to begin creating your personalized Retirement Game plan. Together, let’s make sure your golden years are truly golden.
